Anchali Finanz GmbH

To fulfill your financial needs, contact Anjali Finance and inquire about more details about this program.

Anjali Finance Administration

Anjali Finance’s easy bank loan program

1. How to apply for a bank loan

Those who wish to apply for a bank loan, please send us a copy of your residence permit (B,C & CH-Nationality) and your last month’s salary slip by fax or post. (Note: If your salary is monthly, one month’s salary slip, if your salary is hourly, the last three months’ salary slip).

2. Amount you wish to borrow from the bank

Applicants for a bank loan should inform us of the amount you wish to borrow. Upon such notification, Anjali Finance will arrange for the highest bank loan available to suit your salary. (In particular, Anjali Finance has so far provided its clients with the highest bank loan available for their salary).

3. Interest rate

The interest rates offered by banks in Switzerland range from 8.95% to 9.95%. Please check with agents who advertise rates lower than these before submitting your bank loan application documents. For more information on the above interest rates, please contact Anjali Finance.

4. Bank loan renewal

If you have previously taken a bank loan from us and paid it off for a few months, you can renew the loan and obtain an additional bank loan, or if you have applied for a bank loan from someone else and have not received the amount you expected, for example, if the bank you applied to does not offer you a larger bank loan that is commensurate with your income, you can renew the loan through Anjali Finance and obtain additional money or seek advice on renewing the bank loan.

Changes in bank lending since 2003

Since 2003, the Swiss federal government has implemented new rules for bank loans. This law has made it impossible for people with low incomes to obtain large amounts of bank loans.

The following is a brief explanation of the laws that have been implemented for bank loans since this year. If you require further explanation of this law, please contact Anjali Finance.

• The amount that can be obtained as a bank loan is 36 times the amount that is left over from the applicant’s monthly salary (Nettolohn) after deducting basic expenses, rent, health insurance and children’s expenses (children’s expenses are calculated based on their year of birth). (For example, if the amount left over is 800.00 Swiss francs, 36 times that amount is 28800.00 Swiss francs).

• The amount calculated 36 times is the principal and interest.

• The repayment period for a bank loan can be decided from one year to five years.

• The amount of principal available will not decrease when the repayment period is set at five years.

• The monthly repayment amount must not exceed the outstanding amount (for example, the repayment amount must be less than the outstanding amount of 800.00 Swiss Francs).

• The applicant’s application for a bank loan will be fully processed and the money will be disbursed only after fourteen (14) days from the date of signing the bank loan agreement .  (Effective from 01.01.2016)

Therefore, apply for your bank loan applications to Anjali Finance, which operates in Switzerland in the best and most experienced manner, and try to get a large sum of money at a low interest rate.

உங்களின் பணத்தேவையை பூர்த்தி செய்ய அஞ்சலி பினான்ஸ்சுடன் தொடர்பு கொண்டு இத்திட்டத்தின் மேலதிக விபரத்தை கேட்டறியவும்.

Address: